Hartford Auto Injury Claims

Suppose you are injured in a Broward County car crash due to a negligent driver insured by the Hartford Insurance Group. In that case, you may have the grounds to recover damages, such as medical bills, lost wages, and physical therapy. The Cecere Santana Fort Lauderdale car insurance claims attorneys represent victims injured in car accidents. We have experience negotiating with Hartford Insurance adjusters for the best settlement possible and will take your case to court if necessary.

The Hartford Insurance Group

A member of the Fortune 500, and a publicly-traded company since 2005, they are among the top 15 property and casualty insurance companies in the U.S. They generate millions in profits each year and billions of dollars in premiums. The company’s insurance and investment products include:

• • Personal insurance policies for your home and vehicle as well as employee benefit products and retirement services
  • Business insurance solutions that encompass casualty losses, professional negligence, company vehicles, and commercial properties
  • Investment fund management and products geared toward fixed income with redeemability and transparency

Frequently Asked Questions About Hartford Insurance Car Accident Injuries

If the insurance company undervalues or denies your claim, you may have questions. We have gathered some of the most frequently asked questions about Hartford Insurance below.

What Type of Damage is  Covered by Car Insurance?

Property Damage liability insurance is paid by the at fault’s insurance company and pays for the repair or the total loss of the victim’s vehicle.  The amount paid out for damage to your vehicle covers repair costs, but not mechanical breakdowns or routine wear and tear. 

Bodily injury liability insurance is also paid by the at fault’s insurance company and covers the victim’s personal injury claim.  

Ultimately, the auto insurance policy determines the maximum amount paid out to accident victims. 

How do you Convince a Claims Adjuster to Increase the Value of Your Claim?

After receiving an accident report, Hartford Insurance assigns a case investigator. They inspect the car and review the policy coverage. He or she also reviews information relating to your claim, such as:

• • Eyewitness statements
  • Police reports
  • Accident site photos
  • Information regarding the vehicles involved in the crash

The adjuster estimates repair costs based on the severity and type of damage, not necessarily a quote from the auto body shop. 

For the victim’s personal injury claim,  he or she may also request that you authorize the review of medical records by the insurance company. These authorization forms give them complete access to your full medical history. Case investigators can use data regarding previous medical issues, injuries, tests, and psychiatric evaluations to dispute the claim amount’s accuracy.

The attorneys at Cecere Santana recommend you do not sign any paperwork until you have legal representation on your side, protecting your rights. 

At Cecere Santana, we use our expertise and experience to negotiate the best settlement possible, across the table and in the courtroom.

Evidence can degrade or disappear quickly after an accident. Hiring an attorney soon after your Plantation car crash can ensure your claim is filed correctly and help you get the settlement you need to pay for medical care, lost wages, and pain and suffering. 

Our Fort Lauderdale legal team understands that is not always possible to leave your home or to wait to be released from the hospital before consulting an attorney. Our injury claims attorneys at Cecere Santana can come to you and discuss the details of your case. Contact Cecere Santana today to schedule a free consultation about your car accident claim.

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