{"id":1391,"date":"2018-02-09T08:57:04","date_gmt":"2018-02-09T13:57:04","guid":{"rendered":"https:\/\/www.southfloridainjuryattorneys-blog.com\/?p=1391"},"modified":"2019-04-30T19:08:24","modified_gmt":"2019-04-30T23:08:24","slug":"court-finds-golf-cart-accident-covered-plaintiffs-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.ceceresantana.com\/es\/court-finds-golf-cart-accident-covered-plaintiffs-insurance-policy\/","title":{"rendered":"Court Finds Golf Cart Accident Was Covered Under Plaintiff\u2019s Insurance Policy"},"content":{"rendered":"

Earlier this month, a court issued a written opinion<\/a> in a Florida golf cart accident case requiring the court to determine if the plaintiff\u2019s insurance provider was required to cover the accident under the underinsured motorist (UM) provision of the plaintiff\u2019s policy. Ultimately, the court held that the exclusion for accidents involving \u201cnon-owned golf carts\u201d was invalid.<\/p>\n

The Facts of the Case<\/strong><\/p>\n

The plaintiff was walking on a pathway in Sun City Center when she was struck by a golf cart. As a result of the collision, the plaintiff suffered serious injuries. The operator of the golf cart did not have sufficient insurance coverage to fully compensate the plaintiff for her injuries, so she filed a claim with her own insurance company, under the underinsured motorist provision.<\/p>\n

The plaintiff\u2019s insurance policy contained separate language for accidents involving liability insurance and accidents involving UM insurance. Specifically, the plaintiff\u2019s liability policy covered accidents involving \u201cnon-owned golf carts,\u201d but accidents involving \u201cnon-owned golf carts\u201d were specifically excluded from the UM protection policy. Thus, the insurance company denied the plaintiff coverage.<\/p>\n

<\/p>\n

The court hearing the case rejected the insurance company\u2019s argument and required it to cover the plaintiff\u2019s injuries. The court explained that under Florida Statutes section 627.727, underinsured motorist protection must be reciprocal of liability coverage. The court explained that the law was written to provide accident victims with the same type and amount of coverage, regardless of whether the accident involved an insured or uninsured motorist. Thus, under Florida law, if an accident is covered under a liability policy, it should also be covered under the UM policy.<\/p>\n

Dealing with Difficult Insurance Companies<\/strong><\/p>\n

After an accident, dealing with an insurance company can too often be a major headache. While the purpose of car insurance is to make sure that the accident victim\u2019s expenses are covered, too often insurance companies attempt to free themselves of liability through contractual loopholes and clever legal arguments.<\/p>\n

For this reason, it is crucial that anyone injured in a Florida car accident reach out to discuss their case with a dedicated South Florida personal injury attorney prior to making any decisions about how to proceed with their claim. Accident victims may be entitled to significant compensation.<\/p>\n

Have You Been Injured in a Florida Car Accident?<\/strong><\/p>\n

If you or a loved one has recently been injured in a South Florida car accident<\/a>, you may be entitled to monetary compensation. The dedicated team of Florida personal injury lawyers at the law firm of Cecere Santana has extensive experience representing victims and their families in all types of Florida personal injury and wrongful death cases. To learn more, and to speak with an attorney about your case, call 800-753-5529 to schedule your free consultation. Calling is free, and we will not bill you for our services unless we are able to assist you in obtaining the compensation you deserve.<\/p>\n

More Blog Posts:<\/strong><\/p>\n

Drunk Driving Accidents in Florida<\/a>, Cecere Santana Injury Lawyers Blog, published January 4, 2018.<\/p>\n

Court Finds Student Attending School in Another State Is Covered under Parents\u2019 Florida Insurance Policy<\/a>, Cecere Santana Injury Lawyers Blog, published January 10, 2018.<\/p>\n","protected":false},"excerpt":{"rendered":"

Earlier this month, a court issued a written opinion in a Florida golf cart accident case requiring the court to determine if the plaintiff\u2019s insurance provider was required to cover the accident under the underinsured motorist (UM) provision of the plaintiff\u2019s policy. Ultimately, the court held that the exclusion for accidents involving \u201cnon-owned golf carts\u201d … <\/p>\n

Continue reading “Court Finds Golf Cart Accident Was Covered Under Plaintiff\u2019s Insurance Policy”<\/span><\/a><\/p>\n

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