Hurricane Irma and Property Insurance Claims
The aftermath of Hurricane Irma left many Floridians struggling to rebuild their lives. Some were fortunate enough to avoid significant property damage, but for others, the storm caused severe destruction to their homes. In the wake of such devastation, it’s crucial to ensure that you have the proper insurance coverage to assist with rebuilding efforts.
How to Prepare for a Hurricane Insurance Claim
Before the storm hits, it’s essential to review your insurance policy and prepare for a potential claim. Take still pictures or videos of your house and personal belongings, gather receipts for expensive items, and create an inventory for those without receipts. Save this information in a safe place where it cannot be destroyed, and consider keeping an electronic copy or sending a copy to a friend or family member out of state.
The Importance of Hiring a Personal Injury Lawyer for Hurricane Insurance Claims
Insurance companies are for-profit corporations, and their primary objective is to settle claims for the lowest dollar figure possible. If an adjuster believes that a homeowner will accept a reduced claim amount, they may offer a lower figure in hopes of a quick settlement. However, insurance companies are bound by contract to approve claims based on merit, rather than external circumstances. This is where a personal injury lawyer can help a homeowner obtain a fair amount for their claim.
Top 5 Reasons to Hire a Personal Injury Lawyer for a Hurricane Insurance Claim
- Experience dealing with difficult insurance companies
- Knowledge of what leads insurance companies to approve or deny claims
- Ability to convince insurance companies to settle a claim fairly and quickly
- Willingness to back up knowledge with significant courtroom experience
- Contingency fee basis, meaning you do not have to pay a fee unless your claim is paid, and insurance carriers will be responsible for your attorney fees if you prevail.
If you need assistance with a Hurricane Irma property insurance claim or have any questions about the claim process, contact our firm at 800-753-5529 to schedule a free consultation with an attorney. At Cecere Santana, we have the experience and knowledge needed to help you obtain the compensation you deserve.
